July 2026 — Your Local Market Snapshot
he numbers, the trends, and what they mean for your next move
By Karen Sutherland, REALTOR® | Seniors Real Estate Specialist® |
The Realty Firm Inc., Brokerage
Here is a snapshot of Oxford County’s real estate performance in July 2026. Monthly sales activity slowed compared to a strong July last year, though homes are still moving quickly and year-to-date sales remain ahead of 2025. Prices softened modestly compared to last July.
THE NUMBERS OXFORD COUNTY MARKET STATISTICS
Data sourced from CREA (Canadian Real Estate Association) via the Woodstock Ingersoll Tillsonburg & Area Association of REALTORS®.
| Metric | July 2026 | vs. July 2025 |
vs. July 2024 |
| Home Sales (Units) | 163 | ▲ 7.4% | ▲ 33.6% |
| New Listings | 364 | ▲ 14.8% | ▲ 13.8% |
| Average Sale Price | $611,287 | ▼ 2.1% | ▼ 0.7% |
| Median Sale Price | $591,000 | ▼ 1.5% | ▼ 2.3% |
| Median Days on Market | 30 days | ▼ vs 34 days | ▲ vs 22 |
| Months of Inventory (YTD) | 4.7 months | ▲ vs 4.5 | ▲ vs 3.5 |
| Sale-to-List Price Ratio | 97.6% | = vs 97.9% | ▼ vs 98.3% |
| HPI Benchmark (Composite) | $578,200 | ▲ 0.7% | ▼ 4.7% |
PLAIN ENGLISH — WHAT DO THESE NUMBERS MEAN?
Market Type Balanced Market
Oxford County remains in a balanced market with 4.7 months of inventory, up slightly from the 4.5 months we saw at this point last year. No clear advantage to either Sellers or Buyers. A well-priced, well-presented home will sell, and Buyers are making home ownership goals a reality.
Prices
The average sale price was $611,287, down 2.1% from July 2025, and the median sale price was $591,000, down 1.5% year-over-year, giving Buyers a bit more of an opportunity to negotiate.
Days on Market
Median days on market was 30 days, moving slightly faster than the 34 days we saw a year ago. Buyers have a lot to choose from but are moving relatively quick when they see the right home. As a Seller this is encouraging.
New Listings
There were 364 new listings in July, an increase of 14.8% over last year, providing Buyers with a variety to choose from, and healthy sales activity keeping the market in balance.
Sale-to-List Price Ratio
On average, homes are selling at 97.6% of their asking price, down slightly from 97.9% in July 2025. Sellers are still successfully getting close to their asking price.
WHAT THIS MEANS FOR SELLERS
If you have been thinking about selling your home, July’s data tells a story, and this is what July’s data is telling us. The number of homes sold is down 7.4% vs this time last year and a median of 30 days versus 34 a year ago. Average sale price was down 2.1% and median sale price down 1.5% year-over-year. A modest shift. These conditions, combined with a stable interest rate, keep serious Buyers motivated. Pricing your home correctly from the start is still the single most important thing you can do.
WHAT THIS MEANS FOR BUYERS
With a good selection of homes and Seller’s open to negotiate, it is good news for Buyers in Oxford County. Homes are still selling in about a month a median of 30 days on market. Having a solid plan in place to be ready to act when you find the right one is important. The Bank of Canada held its overnight rate at 2.25% for a sixth consecutive time on July 15th, with the next scheduled announcement on September 2nd. This stability makes your mortgage costs more predictable and better for planning your budget and saving. If you don’t have a plan in place, get pre-approved for your mortgage now and understand all the options available to you. As always, if you need to be connected to a trusted lender reach out and I will connect you
These numbers tell us about the market at a high level but every home, ever seller and every buying situation is unique. If you would like to know what the market means specifically for you, your home, or your search in Woodstock, Ingersoll, Tillsonburg, or anywhere in Oxford County I am always happy to chat. No pressure, no obligation, just real conversation with someone who is passionate about real estate and helping people.
I hope you are enjoying your summer!
