October 2026 — Your Local Market Snapshot
The numbers, the trends, and what they mean for your next move
Here is a snapshot of Oxford County’s real estate performance in October 2026. Sales activity was up 11.8% compared to last October, and year-to-date sales remained ahead of 2025. Sale prices were lower than a year ago, while the benchmark price for a typical home edged up slightly from September. Buyers continued to have a good selection of homes to choose from and took their time finding the right one.
THE NUMBERS OXFORD COUNTY MARKET STATISTICS
Data sourced from CREA (Canadian Real Estate Association) via the Woodstock Ingersoll Tillsonburg & Area Association of REALTORS®.
| Metric | October 2026 | vs. October 2025 |
vs. October 2024 |
| Home Sales (Units) | 142 | ▲ 11.8% | ▼ 20.2% |
| New Listings | 296 | ▼ 5.1% | ▼ 12.4% |
| Average Sale Price | $582,775 | ▼ 7.9% | ▼ 10.6% |
| Median Sale Price | $522,750 | ▼ 5.9% | ▼ 11.9% |
| Median Days on Market | 36 days | ▲ vs 34 days | ▲ vs 29 days |
| Months of Inventory (YTD) | 4.9 months | ▲ vs 4.8 | ▲ vs 3.9 |
| Sale-to-List Price Ratio | 96.7% | = vs 97.4% | ▼ vs 98.6% |
| HPI Benchmark (Composite) | $572,300 | ▲ 3.4% | — |
PLAIN ENGLISH — WHAT DO THESE NUMBERS MEAN?
Market Type Balanced Market
Oxford County remained in a balanced market in October, with 4.9 months of inventory (year-to-date), up slightly from 4.8 months both in September and at this point last year. There were 723 homes for sale at the end of October, a little fewer than the 747 in September and 2.7% fewer than last October, but still a healthy selection. Buyers continued to have choice and time, and sellers who priced well continued to see results.
Prices
The average sale price was $582,775, down 7.9% from October 2025, while the median sale price was $552,750, down 5.9%. Average and median prices can shift quite a bit from month to month depending on what sold in a given month. The MLS® HPI composite benchmark price, which tracks the value of a typical home over time, gives a steadier view: it was $572,300, up 1.0% from September and down 3.4% from a year earlier. The gap between these figures suggests the
Days on Market
Median days on market was 36 days, a little longer than the 34 days a year ago and the 29 days in October 2024. Buyers were comparing their options carefully and waiting for the home that felt right before making a move.
New Listings
There were 296 new listings in October, down 5.1% from last year. With fewer new homes coming on and sales up, the number of homes for sale eased slightly, though buyers still had a good variety to choose from.
Sale-to-List Price Ratio
On average, homes sold at 96.7% of their asking price, down from 97.4% in October 2025 and 98.6% in October 2024. On a home listed at $600,000, that works out to roughly $19,800 between the asking price and the selling price, showing that buyers continued to have room to negotiate.
WHAT THIS MEANS FOR SELLERS
If you have been thinking about selling your home, October’s data shows that well-priced homes are selling. Sales were up 11.8% from last October, and buyers are active, but they are also comparing carefully and taking a little longer to decide. The homes that stand out are the ones priced in line with today’s market from the very first day, with sellers who are open to reasonable negotiation. In some cases, pricing slightly below market can bring in more interest and a quicker sale. Thoughtful pricing from the very start remains the single most important thing you can do. I would be happy to walk you through a comparable market analysis for your specific home and neighbourhood.
WHAT THIS MEANS FOR BUYERS
For buyers in Oxford County, October continued to offer a good selection of homes and sellers who were open to negotiation, with homes selling at 96.7% of asking on average. On October 28th, the Bank of Canada raised its overnight rate by 0.25% to 2.50%, its first increase since July 2023, with the next scheduled announcement on December 9th. A change of this size has a modest effect on monthly payments, but it is a good reminder to keep your budget and financing up to date. If you are already pre-approved, check in with your lender to confirm your rate hold. If you are not yet pre-approved, now is a good time to get pre-approved and understand all the options available to you. As always, if you need to be connected to a trusted lender, reach out and I will connect you.
These numbers tell us about the market at a high level, but every home, every seller and every buying situation is unique. If you would like to know what the market means specifically for you, your home, or your search in Woodstock, Ingersoll, Tillsonburg, or anywhere in Oxford County, I am always happy to chat. No pressure, no obligation, just a real conversation with someone who is passionate about real estate and helping people.
November brings shorter days, the first frosty mornings, and the start of holiday planning. It’s a lovely time to slow down, enjoy home, and gather with the people who matter most. Wishing you a warm and cozy month!
